Start a 15-Minute Review For businesses that provide employee health insurance benefits
Stop overpaying for group health insurance.
RenewalRx helps businesses identify avoidable health-plan waste, validate the savings opportunity, and right-size the plan without sacrificing coverage.
- 30-second estimate
- No documents to start
- No forced consultant change
Actual employer savings
Real savings examples. Big enough to change the business.
For business owners
That money can stay in the business.
If the waste is real, recovered cost can become operating performance, owner earnings, debt capacity, hiring capacity, or enterprise value.
Logistics
Fleet, fuel, hiring, debt, or owner earnings capacity that can stay inside the business.
Annual savings $255,072
Potential EBITDA lift$255,072
Revenue needed at 10% margin$2,550,720
Five-year retained earnings$1,275,360
Why the waste survives
Most quotes compare prices. They do not remove the waste.
RenewalRx exposes avoidable spend buried in plan design, funding, risk, and vendor terms before it rolls into another expensive renewal.
Typical renewal
- Compares premium prices
- Offers familiar plan variations
- Carries existing waste forward
- Often produces short-term relief
RenewalRx review
- Evaluates total annual cost
- Examines design, funding, and risk
- No consultant commissions
- Identifies avoidable overspend
The objective
Diagnose it. Validate it. Treat it.
Diagnose the overspend
Enter three plan details and expose a directional annual waste signal in about 30 seconds.
Validate the diagnosis
Review the result against plan design, funding, renewal assumptions, risk, and vendor terms.
Treat and monitor
Move only when verified savings justify action, then monitor so avoidable spend does not return.
Independent health-plan savings review
Start with the calculator, then request the review when the number matters.
Keep your current team Evaluate savings without requiring an automatic consultant change.
No obligation You control whether the conversation goes any further.
No commissions RenewalRx does not take consultant commissions.
Start a 15-Minute Review The practical details
Common questions.
Is the calculator a quote or guarantee?
No. It creates a directional estimate. A specialist must review your plan, renewal, and implementation assumptions before any custom recommendation is made.
Can we keep our current benefits consultant?
Yes. RenewalRx is built to identify avoidable spend without forcing an automatic consultant change.
Does RenewalRx take consultant commissions?
No. The review is positioned around independent savings diagnosis, not commission capture.
What do we need to start?
Only three calculator inputs and basic business context. No employee-level health information is required for the initial estimate.